Ant International’s EPOS360: The All-in-One AI Super App That’s About to Revolutionize Small Business Operations

In a bold move that’s set to disrupt the small business ecosystem, Ant International’s merchant payment and digitization services unit, Antom, has unveiled EPOS360—a groundbreaking, AI-powered app that’s being hailed as the ultimate Swiss Army knife for micro, small, and medium enterprises (MSMEs). This isn’t just another POS system; it’s a full-fledged digital command center that combines point-of-sale functionality, payments, banking, lending, and growth support into a single, seamless platform.

The Future of Business is Here, and It’s AI-Powered

EPOS360 is more than just a tool—it’s a game-changer. At its core is an AI copilot designed to simplify operations and transform raw data into actionable insights. Imagine having a virtual business partner that can suggest inventory adjustments, explain weekly performance shifts, and even address payment issues in real-time. This isn’t science fiction; it’s the reality that EPOS360 is bringing to MSMEs across Singapore and beyond.

The app is set to launch on both iOS and Android in early 2026, and it promises to deliver a suite of services from Antom, Alipay+, and ANEXT Bank in under five minutes. That’s right—within minutes, businesses can access everything they need to start, grow, and scale efficiently.

A One-Stop Shop for MSMEs

EPOS360 is designed to be the ultimate one-stop shop for small businesses. Need to set up an online store? Done. Want to manage daily operations, inventory, and seasonal promotions? Easy. Need financing support without collateral? No problem. With EPOS360, all of this—and more—is available at your fingertips.

The app allows merchants to set up online stores on platforms like Google Maps and partner e-wallets in minutes, making it easier than ever for consumers to find and order from them. It also integrates banking and financing, so businesses can manage funds and access credit with ease. Eligible merchants can even receive instant approval for loans up to S$5,000 at sign-up, with higher limits and revenue-based financing options available as they grow.

Expanding Horizons: From Singapore to the World

EPOS360 is launching in Singapore with a focus on retail and food & beverage businesses, but this is just the beginning. The app will expand to cover Malaysia as a mini app within Touch ‘n Go in early 2026, and it will be available in multiple languages, including English, Chinese, Bahasa Malaysia, Thai, and Japanese. More languages will be added as the app rolls out to additional markets.

Ian Cheong, CEO of EPOS, summed it up perfectly: “Singapore has shown how a pro-MSME digital agenda can translate into strong economic vitality. With EPOS360, even a neighbourhood food & beverage stall can launch an online menu, access an instant small loan, and set up a weekend promotion in minutes.”

The AI Copilot: Your New Business Partner

The built-in Antom Copilot is where EPOS360 truly shines. This AI-powered assistant helps merchants quickly create online stores, boost sales with omnichannel marketing, and monitor cash flow. It can suggest inventory adjustments, explain weekly performance shifts, or address payment issues. It also analyses competition and marketing campaign results to guide smarter decisions.

But that’s not all. The AI copilot can recommend timely promotions and generate content based on factors such as holidays, weather changes, competitors, and bundling opportunities. It even supports publishing across multiple digital channels, making it easier than ever for businesses to stay ahead of the curve.

Seamless Integration and Scalability

EPOS360 isn’t just about convenience; it’s about scalability. The app helps merchants accept cards and alternative payment methods for online and in-store transactions, with same-day settlement available for certain payment methods. Businesses can also activate Alipay+ cross-border partner wallets for foreign visitors as they scale.

The app also allows merchants to pair and configure their EPOS360 Bluetap, a smart over-the-counter terminal that accepts both QR and card payments. Its QR code-based tap-to-pay feature is powered by Ant’s proprietary technology, making it a versatile and future-proof solution for businesses of all sizes.

Recognising Excellence: The Emerging Champions Awards

To celebrate the launch of EPOS360, Ant International and EPOS have introduced the inaugural Emerging Champions Awards in Singapore. This initiative recognises outstanding MSMEs that excel in innovation, digitisation, customer experience, and workplace culture. Winners include Ai Muay Management Pte. Ltd., which won the Grand Prize in Digital Transformation, and Big Spring Day Seafood Trading Pte. Ltd., named The Most Innovative SME. Each winner will receive up to S$10,000 in Family Credits that can be redeemed for EPOS services to accelerate their digitisation journey.

The Road Ahead

EPOS360 is already serving over 6,000 merchants in Singapore, with further market expansion in the works. The platform helps businesses improve efficiency and customer engagement with intelligent sales systems, AI-driven CRM and analytics, and hardware solutions such as Soundbox and self-ordering kiosks.

As Gary Liu, General Manager of Antom, Ant International, puts it: “We aim to make advanced technologies and high-quality services accessible to businesses of all sizes. EPOS360 lowers that barrier, empowering local MSMEs with the same level of innovation and capability to drive sustainable growth.”

Tags: #EPOS360 #AntInternational #AI #MSMEs #SmallBusiness #DigitalTransformation #FinTech #Innovation #Antom #ANEXTBank #AlipayPlus #EPOS #Singapore #Malaysia #EmergingChampionsAwards

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