The US CLARITY Act Could Become Law by April, Sparking Crypto Industry Optimism

In a major development for the U.S. cryptocurrency industry, the highly anticipated CLARITY Act—a bill designed to provide much-needed regulatory clarity for digital assets—could pass through Congress as early as April, according to crypto-friendly U.S. Senator Bernie Moreno.

Speaking from former President Donald Trump’s Mar-a-Lago resort in Florida during a CNBC interview on Wednesday, Moreno expressed optimism about the bill’s timeline, stating, “Hopefully by April,” when asked about the potential passage of the landmark legislation.

The interview featured Coinbase CEO Brian Armstrong alongside Senator Moreno, with both joining representatives from the crypto industry, banking sector, and U.S. Congress at the World Liberty Financial (WLF) crypto forum. Their goal was to find common ground on market structure issues that have long divided these stakeholders.

Breaking the Deadlock: A “Win-Win-Win” Solution Emerges

One of the central issues holding up progress has been the contentious debate over stablecoin rewards. Armstrong explained that banks had previously raised concerns that offering stablecoin yields could undermine traditional banking by shifting deposits and interest away from conventional financial institutions.

“The banking industry previously raised concerns that offering stablecoin yields could undermine traditional banking and shift deposits and interest away from banks,” Armstrong noted during the interview.

Despite withdrawing support for the CLARITY Act in January due to provisions banning interest-bearing stablecoins and positioning the SEC as the primary crypto regulator, Armstrong now sees a path forward. “There is now a path forward, where we can get a win-win-win outcome here,” he said.

Armstrong elaborated on what this means for different stakeholders: “A win for the crypto industry, a win for the banks, and a win for the American consumer to get President Trump’s crypto agenda through to the finish line, so we can make America the crypto capital of the world.”

The January Withdrawal That Shook Washington

Coinbase’s decision to withdraw support for the bill in January sent shockwaves through Washington. The White House was reportedly disappointed by the move, describing it as a “unilateral” action that blindsided administration officials.

Armstrong had specifically objected to two key provisions in the draft bill: a ban on interest-bearing stablecoins and language that would make the SEC the primary regulator of the crypto industry rather than the Commodity Futures Trading Commission (CFTC).

Senator Moreno acknowledged that the delay in passing the bill stemmed from “getting hung up” on the stablecoin rewards issue, which he believes “shouldn’t be part of this equation.”

Market Sentiment Surges

The crypto prediction platform Polymarket’s odds of the CLARITY Act passing in 2026 briefly surged to an impressive 90% following the Mar-a-Lago forum, before settling at 72% at the time of publication. This dramatic shift reflects growing confidence in the bill’s prospects.

Democratic Midterm Threat Dismissed

When questioned about whether a potential Democratic takeover of Congress in the midterm elections could threaten the bill’s passage, Moreno was unequivocal in his dismissal. “The house isn’t going to go Democrat, and neither is the Senate,” he stated confidently.

Moreno attributed Republican strength to voter dissatisfaction with previous administration policies: “The American people are sick and tired of open borders; that is why we got elected. They were sick and tired of high inflation, and they were sick and tired of an out-of-control government.”

Historical Context and Future Implications

The CLARITY Act represents a critical piece of legislation for the U.S. crypto industry, which has long operated in a regulatory gray area. The bill aims to establish clear rules for cryptocurrency trading, custody, and issuance while determining which federal agencies should oversee different aspects of the industry.

White House crypto and AI czar David Sacks had previously expressed strong confidence about the bill’s passage. On December 19, Sacks stated, “We are closer than ever to passing the landmark crypto market structure legislation that President Trump has called for. We look forward to finishing the job in January.”

The legislation comes at a crucial time as the United States seeks to maintain its competitive edge in the global digital asset race. With other nations like the European Union implementing comprehensive crypto regulations through frameworks like MiCA (Markets in Crypto-Assets), the U.S. risks falling behind without clear federal guidance.

Industry Reactions and Next Steps

The crypto industry has largely welcomed the renewed momentum behind the CLARITY Act, though some stakeholders remain cautious about the details. Industry groups have emphasized the importance of striking the right balance between consumer protection and innovation.

Banking representatives at the WLF forum indicated they are open to compromise solutions that would allow for some form of stablecoin yield products while maintaining the stability of the traditional banking system.

As negotiations continue behind closed doors, all eyes will be on Congress in the coming weeks to see if the April timeline proves realistic. The passage of the CLARITY Act could mark a turning point for cryptocurrency adoption in the United States, potentially unleashing a new wave of institutional investment and innovation.

With both industry leaders and policymakers expressing unprecedented optimism, the U.S. crypto industry may finally be on the verge of receiving the regulatory clarity it has sought for years—potentially cementing America’s position as the global leader in digital assets.

Tags: CLARITY Act, crypto regulation, stablecoin rewards, Coinbase, Bernie Moreno, Brian Armstrong, Congress, cryptocurrency legislation, SEC, CFTC, Polymarket, Mar-a-Lago, World Liberty Financial, crypto market structure, regulatory clarity, April timeline, midterm elections, crypto capital

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